Substitute teaching – a great part time job

substitute teaching

School is almost out for the summer, so why would I be writing about substitute teaching?  If you’ve thought about working part-time, summer is a great time to prepare to substitute at your neighborhood schools this fall.  If you hold a current teaching license or a bachelor’s degree you can become a substitute teacher.

Most states have a licensing procedure for becoming a substitute teacher if you don’t hold a current teaching license.  Just check the state’s Department of Education website and search for substitute licensing.  In Colorado for instance, you can apply for a one-year, a three-year or a five-year license.  All three of these licenses require the applicant be fingerprinted and results submitted to the state’s Bureau of Investigation. Licensing in Colorado costs $60 for a one-year license and $90 for the three- or five-year license.  The five-year license in-state applicants must hold or have held a Colorado teaching license.  An out-of-state applicant must hold an unexpired (non-Colorado) teaching license.  

Read moreSubstitute teaching – a great part time job

I work part-time in retirement. Do you?

Seven of 10 Americans plan to work in retirement

by Rodney Brooks for The Washington Post

September 2016

“When it comes to retirement, a whopping 75 percent of Americans say they plan to work ‘as long as possible’ in retirement, according to a new report from  And for many of them, it’s not because they love their jobs:

  • 38 percent say they are planning to work because they want to
  • 35% percent say they plan to work because they need the money
  • 27 percent said they plan to work because they need the money and want to work

And according to the survey, 47 percent of retirees are either very worrried or somwhat worried about outliving their retirement savings.  That’s up from 37 percent the last time that question was asked, in 2009.

What’s almost shocking?  Only 25 percent said they had no plans to work during retirement.

A reality check for most people planning to work through retirement: Most surveys show that even though a majority of Americans plan to keep working, most find they cannot because of health issues, layoffs or because they have to care for spouses or parents.”


“Rodney A. Brooks writes about retirement and personal finance for The Washington Post. Rodney has had a long and distinguished career in financial journalism. He previously worked at USA Today from 1985 until his recent retirement.”

Bridge employment – working during retirement

For some, leaving workforce continues years after retiringbridge employment

By Adam Allington, Associated Press

March 29, 2016

“The transition from employment to retirement used to be marked by a date on a calendar, along with some sheet cake, and maybe a gold watch.  Those days are long gone for most workers in the United States.

Today, the journey toward complete withdrawal from the labor force can last many years.  Economists refer to the transition period as ‘bridge employment.’  As more and more Americans either choose, or are forced, into bridge employment, the expectation of what retirement actually means is rapidly changing.

‘We shouldn’t even use the word ‘retirement’ any more.  It obscures more than it enlightens,’ says Boston College economist Joseph Quinn.

Quinn’s research has shown that for many seniors today, retirement is not a one-time event, but rather a process.  He attributes it to a changing economic picture that encourages more seniors to choose work over leisure.”

Read the entire article

%d bloggers like this: