Senior day at Walgreens

Walgreens Senior Day!

First Tuesday of each month – This month:  Tomorrow, Sept. 6th

Discounts available for 55+ and AARP members.  Balance® Rewards card required.

In Store – 20% regular priced merchandiseBalance(R) Rewards

Online – Extra 15% off medicines and treatments with code 15MAT

Don’t have a Balance Rewards card?  Just ask for one at the register.  It’s easy, free and only takes a minute to complete the process.  Ask for details at your local Walgreens store or check it out at: https://www.walgreens.com/topic/promotion/seniorday.jsp.

Not just for women

This spring I read the book The Smart Woman’s Guide to Planning for Retirement: How to Save for Your Future Today by Mary Hunt and want to pass on a few important excerpts:

Pages 162-164

“Here are six steps you can take to become more financially independent.

  1. Maintain good records.  Be sure you have copies of all current assets, bank account numbers, safe deposit information, insurance beneficiary information, IRAs and other retirement account records, tax returns going back seven years, mutual funds statements, stocks and bonds, health insurance policies, homeowner’s and auto insurance policies, the lease or mortgage information for your home, wills, trusts, powers of attorney, and birth and marriage certificates.  It is also a good idea to keep receipts of major appliances with information on warranties.

Read moreNot just for women

Three ways to make your money last in retirement

By Christine Benz and Jeremy Glaser | 07-29-2015 03:00 PM

Source:  http://www.morningstar.com/

From the Center for Retirement Research…

Housing, Health Are 1/2 of Elderly’s Costs

Source:  http://squaredawayblog.bc.edu/squared-away/housing-health-are-12-of-elderlys-costs/

God-given gift

Image result for baptism images“Go and make disciples of all nations, baptizing them in the name of the Father and of the Son and of the Holy Spirit, and teaching them to obey everything I have commanded you.”  Matthew 28:19-20

My youngest grandchild will be baptised today!  

Baptism is a wonderful God-given gift.  The benefit of baptism is forgiveness of sins and the promise of salvation in Jesus Christ.

“Let the little children come to me, and do not hinder them, for the kingdom of God belongs to such as these.  I tell you the truth, anyone who will not receive the kingdom of God like a little child will never enter it.”  Luke 18:16-17

You don’t have to be a young child to be baptised and receive God’s gift.  I was in elementary school when I was baptised and my late father was baptised as an adult.

Estate planning–do it today!

I read the following Denver Post article about estate planning last December and it got me thinking about my end of life plans.  I didn’t have any written plans and decided that leaving that task to my only child was not fair to her.  So I took action and followed the beginning steps laid out in the article.  I have to admit, it was even kind of fun picking out the music I would like played at my funeral. I hope this article helps you begin making some of these same important decisions.  A will isn’t enough.

imagesPlanning for Retirement?  Take a break, for survivors’ sake

by Wendi Strom

December 27, 2015

“Many of us face the likelihood of eventually becoming the survivor of someone that we love. With that, it may mean inheriting the task of settling the affairs of their estate. Not an easy task, even when everything is thoughtfully organized.

The truth is, in our death-denying society, hours and hours may be spent on planning for that big phase we call ‘retirement.’ Retirement, though it may be more pleasant to think about, is not guaranteed. Death, as we all know, is.

Having worked with many widows and other survivors, I’ve come to realize that while planning, saving and investing for education and retirement may seem like the most important of our financial tasks, its tending to the fact that our survivors may one day be living a life without us that can ultimately become that task which is most important. Our best and final gift.

So what kind of steps can you take to help your survivors?”

Read more at: http://www.denverpost.com/2015/12/24/planning-for-retirement-take-a-break-for-survivors-sake/.

Wendi Strom, Certified Financial Planner, LOTUS Financial Partners, Denver, CO and president-elect, Financial Planning Association of Colorado.

Weld County Senior Law Day

September 15, 2016

7:30 a.m.-12:00 noon

University Center, University of Northern Colorado, Greeley, CO

A Public Service Program Offered To All Weld County Older Adults

Each participant will receive a copy of the 2016 Senior Law Handbook, published by the Colorado Bar Association, as well as a comprehensive book of all seminar highlights and local resources. Suggested donation of $5 includes keynote speaker, breakfast, 3 classes and 26 exhibitors.  Free parking is available.

You may call 970-346-6950 for more information and to register or online at:  http://seniorlawday-weldcounty.com/.

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