“Retire to something rather than from something”

retire to something
Donna Skeels Cygan

Prepare psychologically for retirement

By Donna Skeels Cygan / Invest in Joy

July 16th, 2017

“Is Sunday evening the best part of your week? Many recent retirees tell me they savor their Sunday evenings, because they are no longer stressed about going to work on Monday morning.

Today’s article covers how to prepare psychologically for retirement. Next month’s will cover how to prepare financially for retirement.

Mitch Anthony recommends that we strive to retire to something rather than retire from something in his book The New Retirementality. This may be a play on words, but it reinforces the importance of preparing for retirement.

The days when a man retired at age 65 and died at age 67 are long gone. We now have 25- to 30-year retirements for men and women. Retirement is a major phase of our life, and it is important to plan properly. Use the following steps as a roadmap to a joyful retirement.

  • Ponder your retirement
  • Add some structure
  • Embrace change
  • Plan something special.”

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Donna Skeels Cygan, CFP, MBA, is the author of “The Joy of Financial Security.” She has been the owner and financial planner for her own firm in Albuquerque for 19 years. 

“Strolling down retirement road”

strolling down retirement road
etsy.com

Retirement Truths

by Dave Bernard, LoveBeingRetired.com

June 7, 2017

“Before you retire you will hear all kinds of stories of what it is like to live the life of a full time retiree. Whether it’s Uncle Bob sharing stories of how much the world has changed (typically for the worse) or Grandma Williams reliving those most special moments from past decades, words of wisdom are seldom lacking. Many describe initial struggles adapting to new roles as they leave behind full time employment. Most share their new found excitement discovering the joy of controlling how you spend your time. A few may explicitly outline what not to do if you hope for a fulfilling retirement experience. Everyone has a story and everyone has advice.

Living your own retirement is a very personal journey. You will be the one making important decisions along the way. Should there be a fork in the road you choose which path to follow….

Here are some words of wisdom shared by those strolling down the retirement road.

  • It’s not just about money
  • Adjusting to retirement can take time
  • Don’t wait too long to pursue your dreams
  • It is up to each of us to find ways to say engaged
  • The future is bright.”

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My first major retirement/remodeling project…

Retirement/Remodeling Project–You Can Do This!

When I purchased my home in 2013 I did so knowing I would have some remodeling projects to do.  My first major retirement/remodeling projects was changing the 1977 fireplace surround and popcorn ceiling in my family room. Below is the before picture taken by the seller’s realtor…

retirement/remodeling project

My son-in-law who lives about 25 miles away and I removed the painted tile fireplace surround and the painted cedar wood slats above it right after I moved in.  We, or should I say he, removed the side box for wood storage and the drywall above it (with my permission). Then it stayed that way, open studs and all, for about two years.

I began the remodeling project by stripping the paint off of the wooden beams on the ceiling.  This took a bit of time and elbow grease.  A lot of the white paint was embedded in the grain of the wood.  After several coats of Citristrip stripping gel, a scraper and a nail, it was ready to be stained the original dark walnut color.  I filled the beam joints next to the walls with sealant (I used brown DAP window, door and trim sealant).

Next, my son-in-law hung some drywall and cement board for me.  We only had to add a bit of framing as we kept the original fireplace framing.  Then I taped, mudded and textured the new drywall with all-purpose joint compound and a spray can of knockdown.  I had used knockdown in the past to help a friend patch some of his walls.  Easy enough. Painting was next…I’ve had lots of experience with painting and I enjoy it.  It makes such a difference right away.

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At 101, Kaur runs and wins the race…

I’m not sure I could even run 100 yards and I’m only 57!  Maybe I could start running for fitness though…

101-year-old woman wins 100 metre sprint Kaur

By Adam Boult, The Telegraph

“Man Kaur, a 101-year-old Indian woman, racked up her 17th gold medal this week at the World Masters Games in Auckland, New Zealand, completing the 100 metre sprint in one minute 14 seconds.

Truth be told, she was the sole competitor in the race, with no other runners coming forward to take part in the 100-years-and-over category.

Speaking to reporters via an interpreter, Kaur said after the race: ‘I enjoyed it and am very, very happy. I’m going to run again, I’m not going to give up. I will participate, there’s no full stop.’

Kaur started participating in athletics events eight years ago, at the age of 93, following encouragement from her son Gurdev Singh, 78, who also competes in the Masters Games.”

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Planting seeds and memories

Planting memories
slc

Spring has sprung and so have seeds and memories.  My daughter wanted to start some seeds inside with her five-year-old daughter this spring.  She asked if I would help.  Being an avid gardener since my 4-H days on the farm and loving to spend time with my family, I was delighted to assist.

I bought a 36-count box of the refill Jiffy Peat Pellets, found one of the trays my daughter and I used to start seeds in when she was a girl and I headed over to their house.  My three grandkids, my daughter and I piled into her vehicle (it had the three car seats) and headed to Lowe’s for some seeds.  We carefully selected marigolds, cosmos, cucumbers, sweet peas, cilantro, and sweet peppers.

Planting memories
slc

Once the boys were down for their afternoon naps, we got busy planting seeds.  First, my granddaughter, Jovie, and I placed all the peat pellets in the tray.  Next, my daughter added warm water  and we all watched as the peat pellets expanded as they absorbed the water.  Then we made little indentations in the top of each pellet.  Jovie’s slender little fingers were just the right size to gently place two or three seeds in each one.  She carefully pinched the peat over the top of the precious seeds and now the tray of peat pellets was ready to be covered and placed in a sunny window. Lastly, we placed a heating pad under the tray and turned it on for an hour or so.

Planting memories
March 24, 2017 (slc)

Driving away from their home that day I felt very blessed to have such a loving family and to be able to share my passion for gardening with them.  Planting seeds and memories.

Two days later, I received a phone call from Jovie who excitedly told me some of the marigold seeds had sprouted.  It was supposed to take at least 7-14 days for most of the seeds to come up but the heating pad accelerated that timing.  I told Jovie that she had a “green thumb.” She did not know what that meant so I had the pleasure of explaining it to her.  A new generation of gardeners has sprung. Planting memories.

planting memories
askideas.com

A “school for grannies fulfilling life-long dreams”

Widows, Some Aged 90, Start School Near Mumbai, Families Drop Them Off

“Meditations of the heart” from Missy Buchanan

Meditations
UpperRoom.org

Living With Purpose in a Worn-Out Body: Spiritual Encouragement for Older Adults by Missy Buchanan

I purchased this book of “meditations of the heart” to send to my elderly mom who has been struggling with why she is still on this earth.  She often says, “God must not want me yet.  There must be a reason I am still here.” My mom has a purpose as we all do.

The following is an excerpt from this encouraging book of meditations:

“What Purpose, God?

I confess there are days when pain suffocates my passion for living.

There are dark nights when fear chokes out hope.

Sometimes I wonder why you have left me on this earth.

I have outlived so many family and friends.  Why do I linger?

What purpose could you have for me now?

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