My crazy 65th year

First Tattoo

I sat in a white chair that resembled a dental chair at Picosa Ink. A friend was with me as I was about to get my first tattoo one month before my 65th birthday, July 2024. I modified a design I found so it spelled out the names of my three grandchildren with a heart between each name. Topped off with two hearts symbolizing their two birthstone colors, garnet and sapphire. The tattoo symbolized my precious grandchildren and the tremendous love I have for them entering into my crazy 65th year.

Overseas Solo Travel

Being estranged from one’s only child created a lonely situation I never thought I would experience. On a crazy whim to help with the healing process, I booked my first solo overseas trip to the south of France called Provence. Smithsonian Journeys was the trip organizer. I spent 21 days living and traveling throughout Provence last fall. It was a life long dream to travel to this area of France. I had been to Paris but this was really special due to it being a more rural area. The adventure lived up to my expectations and certainly eased some of my personal heartbreak.

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Guardianship of my Mom

Once back from my trip, I took on the crazy task of applying for guardianship of my 91-year-old mother. Several issues kept me from doing so sooner. One, she asked her employer years ago to be her durable power of attorney. Second, I didn’t live in the same state she did. Third, most of my six siblings did not support my decision to seek guardianship. And, fourth, I did not know how much it would cost.

I plunged head on with my crazy decision anyway by first petitioning the court for guardianship upon which they requested I obtain an attorney to represent my mother. After making almost a dozen calls and being turned down just as many times, I was able to secure legal representation for my mom. Mom agreed to have me become her guardian. Because I would be paying for her attorney, I decided to forego one to represent me due to the expense.

After all the legal dealings, nasty notes from siblings and a court hearing by zoom, I lost my attempt to become my mom’s guardian. I felt I let her down as well as my dad who had asked me before his passing to “take care of mom.”

Home in Iowa

So now what? What if I bought a home in Iowa that I could fix up? One I could stay in for weeks at a time and spend more time with my mom during her final years? Crazy, right?

I put a contract on a home in Newton, Iowa sight unseen except for the pictures on the internet and a late night visit by my realtor. Just before closing on the house I drove to Iowa to see the house and to visit my mom. The house needed a lot of work but that was why I could afford it.

Mom and I had a good day together at her nursing home during my visit. She had lived there for 5-1/2 years. A nursing home is not a place I would want my worst enemy to live.

Days later I visited her again. It was obvious to me she had taken a turn for the worse. I let my siblings know and then I spent many hours with her over the next three days while she lay in her hospital bed without a word of conversation. I played beautiful instrumental hymns on my phone to drown out her roommate’s television. Mom stopped eating except for a little pudding and applesauce I hand fed to her. I read cards she had received over the years which I found in her nightstand. I read to her from the Bible, 1 Peter, Chapters 1-3. The verses were about God’s promise of hope and a life after death with God. She had a strong faith.

My 91-year-old mother of seven children, 11 grandchildren and 11 great-grandchildren died on February 4th. I was on my way back to Colorado that day after closing on the house in Newton in the morning. Now, I had a house in Iowa but my mom was no longer there to visit. Just crazy.

Obituary

I have long believed everyone should have a free obituary in the local newspaper because every soul matters, but my mom did not want an obituary or a funeral. So, I began gathering information and writing an obituary to honor mom. Again, some of my siblings did not agree with my decision. I did it anyway. Glad I could bring honor to my mom and the memories we all had with her. I do not regret my decision.

Bathroom Remodel

My crazy dream of a black and white bathroom came to fruition during my 65th year. During the previous year, I gathered the materials I needed to create my European inspired bathroom. While volunteering at the Habitat for Humanity ReStore, I found a $70 dresser I restored into a bathroom vanity. A friend of mine who is a gifted contractor put all the gather bathroom materials together for me and created a work of art. I love it!

Attempted Firing

One of the craziest things that happened during my 65th year was one of my family members tried to get me fired from my substitute teaching position. He emailed the principal on two separate occasions and I was literally “called in to the principal’s office.” Nothing came of the emails because the school saw no need for concern.

Social Security Windfall

Checking my online banking account in May of this year, I noticed a large deposit from Social Security (SS). It was the “backpay” amount I would have received if it wasn’t withheld due to me having a state pension fund. As a public school teacher, I and the district, paid into the state fund and not SS during my tenure. However, I worked for almost 20 years and contributed to SS before becoming a teacher. When I turned 65 I applied for SS but I was penalized and would not receive my full SS benefit.

Well, as of January 1 of this year, those of us who had enough SS credits but were penalized because of also having a state pension fund, would no longer be penalized and would receive this “backpay.” We would also receive the full SS retirement amount we were entitled to going forward. What a crazy good surprise!

Iowa House Remodel

That brings me full circle to July 2025, where I am now sitting at a table in the Newton, Iowa public library writing this post. I don’t have Internet at my home here, nor do I have cable tv, a working refrigerator or a stove. I buy ice every two days for my Coleman cooler to keep a few things cold. My one burner holds the tea pot I use every morning for tea. I did finally splurge and by a cheap $65 microwave at Walmart for an occasional frozen dinner.

My days have been full of scraping, power washing, priming and painting the exterior of the house, demolishing and rebuilding the large deck, putting up blinds, cleaning and painting the interior walls, removing kitchen cabinets and the non-working stove, mowing the large lawn, pulling weeds, taking things to the landfill, donating items to the thrift stores, buying materials, working with contractors, and trying not to go crazy. Or, should I say not to go crazier.

During my 65th year, I drove a crazy eleven hours one way to Iowa from Colorado three times and back again with my cat in tow. I was blessed to be in Iowa with my mom during her last days and more recently to scatter her ashes among the wild flowers on the farm where we all grew up. Spending time with several family members was also a real treat. I even attended my first Indy Car race at the Iowa Speedway during my last Iowa visit.

Luckily, I will be 66 years old soon and I can hopefully put an end to this crazy stage in my life soon.

By the way, I’m headed to another solo overseas trip this fall…Machu Picchu and the Galapagos Islands. That’s not crazy, is it?

Travel alone or with a tour group?

It is week two of my solo adventure in France. I have learned a lot about myself and group travel. As some of you know, I have lived alone for 20 years and have been retired for nine. I am pretty independent to say the least. So, having to decide whether to travel alone or with a group tour was the question. For my first overseas solo adventure, I planned to go with a group tour.

Tour group

Pros of group travel

  • Someone else is in charge of the arrangements. All you have to do is pay and show up.
  • You pay one up front cost usually.
  • Someone picks you up at the airport usually making transfers easy.
  • You have a ready group of people to hang out with.
  • A tour guide or director handles any issues that come up.
  • Transportation is,or can be, arranged for you.
  • Dining out experiences may have more variety as others may pick somewhere you would never select on your own.
  • Typically your guides are local so they know the area well.
  • Groups help you feel safe upon arrival. We have 20 people in our tour group, six couples, four widows, two single ladies, and two married ladies who are traveling without their husbands. We are 55+ with the oldest being 95!

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Retire early? Think again

I retired at age 55 thinking my 20 year pension would be enough to cover my pre-Medicare healthcare premiums and other expenses until I reached age 65.  I was wrong.

retire early
abc12.com (click image for link to article)

Retiring early has been great, but the expenses due to inflation have increased dramatically. So, thinking about retiring early? Think again.

Like every fall during open enrollment, I recently analyzed my healthcare plan and was shocked to learn my monthly premium was going up again.  Inflation is really taking a bite out of my pension, but there is a silver lining.

The following chart shows the erosion that pre-Medicare healthcare premiums have had on my pension over the years.

Year       Monthly Premium          Monthly Gross Pension

2015                       $131                               $2,055.87

2016                       $131                               $2,055.87

2017                       $170                               $2,055.87

2018                       $210                               $2,055.87

2019                       $334                               $2,055.87

2020                       $384                               $2,055.87

2021                       $461                               $2,081.57

2022                       $500                               $2,107.59

2023                       $553                              $2,128.67

2024                       $616                               $2,149.96

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Granny basketball

Just ‘cause we’re old, don’t mean we can’t com-pete,
And moving keeps us up u-pon our feet.
We still can pass and guard and shoot and we can e-ven score,
But we just don’t look good na-ked a-ny-more.

–Joyce Kitson, from the song We Just Don’t Look Good Naked Anymore
Granny basketball
Photo from Granny Basketball website

According to the official website of the Granny Basketball League, Inc., granny teams began forming in 2005.  Now, there are “more than 450 players on 41 teams in 10 states:  14 teams in Iowa, 9 in Kansas, 5 in Texas, 3 each in Missouri and Oklahoma, 2 each in Minnesota and Wisconsin, and 1 each in Louisiana, Virginia and California. New teams are continuing to form.” My youngest sister plays on a championship Iowa team. I never knew granny basketball existed until she started playing.

A very good player in high school, my sister started playing granny basketball a few years ago in her 50’s. The team she plays on, the Cedar Rapids Sizzlers, won the 2022 National Granny Basketball Tournament.

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Cabin property firsts on my birthday

cabin property firsts
First fire in fire pit, Photo by slc

August 22, 2022 was a special day personally and for LivingLifeRetired.com (LLR).  We both had birthdays.  I turned 63 years old and LLR turned 6.  I celebrated this special day at my cabin property in Glen Haven, CO and it included several firsts.

First, I had a fire in the new fire pit.  Despite the county fire ban in place, a small fire burned just enough to heat up a couple of brats and some beans.   There is something to be said for cooking on an open fire.  Is it the fire or the natural outdoor environment you’re cooking in?  Either way, it just makes everything taste better.

cabin property firsts
Shooting tin cans, Photo by slc

The second first occurred when I loaded and fired the Glock 19 BB gun I purchased for target practice and to use on wildlife, if needed. Empty tin cans provided a fun shooting range for target practice. After only a couple of tries, I was able to hit several cans. It made me feel like a kid at the fair trying to win a prize.

Lastly, the third first was a really BIG deal. I stayed overnight in my “she shed” for the first time and I survived to tell about it.  I have owned this cabin property for five years and had never stayed overnight.  It was past time to try it out. 

cabin property firsts
Antique bed in she shed, Photo by slc

While the shed’s interior isn’t finished yet, I had the near comforts of home:  an antique twin bed with an inflatable mattress to sleep on, water to drink, food cooked on the open fire, music from the radio, a lantern, a bucket to pee in during the night, plenty of blankets, and my small dog, Goldi.  While I didn’t sleep at all, mostly due to the bed’s slats falling down off the bed rails when I moved, I “woke” to a beautiful and peaceful 50 degree morning. 

Then, I let Goldi out and I got dressed quickly.  I could not wait to get outside to explore and photograph the awakening light spreading across Crosier Mountain.  After several wild turkeys surveyed the property, I devoured the thick and gooey cinnamon roll (my birthday cake) I purchased the evening before at the Glen Haven General Store.  I paired it with a cup of Earl Grey tea I made from the thermos of hot water I brought from home. 

Reflecting back on the purchase of the cabin property five years ago, I am reminded of how blessed I am to have such a great place to explore, write, and hone some of my design and building skills.  I also look back on the six years  I’ve been dabbling with the LLR blog site. I hope and pray I can continue to have adventures to inspire you and more firsts to inform you.  At the beginning of LLR, I said I wanted to create a community of solo retirees who can inspire and inform one another.  I know I can with your support. 

Wild turkey, Photo by slc
Sunrise on Crosier Mtn, Photo by slc

She shed structure’s progress – window view

It has been nearly two years since I began my she shed project at my mountain cabin property. The she shed structure’s progress has encountered several road blocks along the way. That first summer it took several months, instead of days, to improve the build site and complete the custom designed Tuff Shed properly. Last fall, improvements to Sherry’s She Shed were halted due to the Cameron Peak wildfire evacuation. Then, winter set in. Now, I’m back at it with some help and the she shed structure’s (say that three times fast) progressing again.

she shed structures progress
Adding a window view, Photo by slc

I recently hired a family friend and master carpenter, Matt Tanner, to install a window I purchased at Home Depot last fall. I asked him to install it with the bottom sill about 32″ from the floor so my desk can sit right underneath it. Matt also added 2″ x 4″ bracing around the small windows on two sides of the shed. Little did I know at the time, but I saved a ton of money since I purchased the materials last fall. Building materials are now outrageously expensive.

she shed structures progress
Added 2×4 window blocking, Photo by slc

Once Matt finished installing the window and bracing, I was able to complete the insulation installation. Finally, the she shed structure’s progressing and now it has a window view.

she shed structures progress
New She Shed Structure with a Window View, Photo by slc
she shed structure's progress
Window View, Photo by slc

neighbor's rubbish pile
Neighbor’s Rubbish Pile, Photo by slc

P.S. A hiccup I’m dealing with now is the neighbor’s new rubbish pile on their property but is also near the entrance to mine:

Traveling solo in Van-Geaux

Traveling solo has been around for years. Many articles and books have been written about it. Tour companies cater to the solo traveler. Senior solo travel expert Janice Waugh of Solo Traveler World “…estimates that probably 75 percent of solo-traveling seniors opt for a tour, but there are certainly some who choose to explore completely independently. ‘I think that as long as you’re fit and healthy and adventurous, then it works well,’ Waugh says. ‘Those who go independently, it’s very interesting to see the response of the world to them. It’s very welcoming.'”*

traveling solo
Cyndy Miller-Hughes and Van-Geaux

Cyndy Miller-Hughes, a friend and former colleague of mine, retired in 2018 after 32 years as an educator. She has been traveling independently since. I met up with her recently to examine her “new” way of traveling solo in Van-Geaux.

Sherry: What were you most looking forward to in retirement?

Cyndy: Travel

Sherry: I understand you purchased a small van for traveling.  Why this particular van?

Cyndy: It is just the right size, drives like a car, and has everything I need.

Sherry: Did you have it customized? 

Cyndy: It was built out by Cascade Campers in Nevada City, California.

Sherry: Does it have a name?

Cyndy: Van-Geaux…I went to grad school at LSU…Geaux Tigers! 

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